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Almost Pulled the Trigger…and May Still Do It

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The only local dealer with an FJR1300 is North County House of Motorcycles in Vista. It’s been a few months since I’ve seen one, so after work, I went over to take a look at it.

Black is beautiful.

The seat height on the 2008 A-Model is perfect for me. My legs were splayed a bit wide, but I could flat-foot it firmly. Unlike the C14, or ST1300, the rider pegs don’t get in the way of my legs. I could pick it up off the kickstand just by nudging it with my thigh. It’s really well-balanced, at a stop, and you can lean it pretty far without it trying to fall over.

The sales guy was begging me to run the numbers, of course. I told him that it was pointless, since I couldn’t reach my preferred payment target with the negative equity on the sporty.

When he ran the numbers, I was shocked. Due to my credit, and some of the current Yamaha promotions, he came in with a number well below my target payment. In addition, we haggled over the OTD price, to the point where they cut $2,000 off that, too. For the remaining negative equity, it would be financed at an interest rate 5% less than Harley charges, i.e., what I’m currently paying.

Well, that deal seemed too good to be true, so…I took it.

The salesguy pulled the sleek, black bike out front. Washed it all up. Then we took the walk-around, and completed the familiarization checklist. The salesman gave me the keys to the FJR, and took my Harley keys and security fob. I called Chris at home, told her where I was, and that I’d be coming home on a new FJR. I even took a picture of it on my cell phone.

I was all ready to unload the bags on the sporty, and transfer everything over to the FJR, when the finance girl pointed out that the deal was, in fact, too good to be true. The incentive programs from Yamaha had an upper limit on the financed amount, and the deal we worked out exceeded it, even with my good credit. So, we didn’t actually have a deal.

But, the finance girl did offer one idea. Despite the “official” limits to the incentive programs, she said that, since my credit was solid, and since Yamaha loves to get people to switch over from Harley, she would call Yamaha finance first thing tomorrow, and see if they could do a one-time extension of the incentives to me.

With that, it was time for me to climb on the Sporty and go home.

So, tomorrow, we’ll see what happens.

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